OZ Marketing ("we," "us," or "our"), doing business as Choice Funding, respects your privacy and is committed to protecting the personal information of visitors, leads, and clients who interact with our website, submit forms, schedule consultations, or use our services.

By accessing or using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of information when you interact with our platform:

a. Personal Information

• Name
• Email address
• Phone number
• Billing address (if applicable)
• Payment information (processed securely by third-party providers)

b. Other Information

• Form submissions and consultation scheduling details
• Communication history via email or SMS
• Device, browser, and usage data collected through cookies and tracking technologies

2. How We Use Your Information

We use your information to:

• Respond to inquiries and provide requested services
• Schedule and confirm consultations
• Send service updates, educational content, and promotional communications
• Improve website performance and user experience
• Comply with legal and regulatory obligations

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Sharing with subcontractors for support services is permitted. SMS opt-in data and consent are never sold or shared.

3. SMS Communications

By opting in, you may receive SMS messages related to appointment confirmations, service updates, and promotional offers.

SMS Example: "Hi John, your funding consultation is confirmed for Tuesday at 2 PM. Reply STOP to unsubscribe."

• Opt-Out: Reply STOP, CANCEL, END, UNSUBSCRIBE, or QUIT
• Help: Reply HELP or email [email protected]
• Message & Data Rates: Standard carrier rates may apply
• Carrier Disclaimer: Carriers are not responsible for delayed or undelivered messages

4. Disclosure of Information

We may share your information with trusted third-party vendors who assist with payment processing, communication delivery, hosting, or customer support. We may also disclose information when required by law or with your explicit consent.

We do not sell or rent personal information to third parties for marketing purposes.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no data transmission or storage system is guaranteed to be 100% secure.

6. Your Rights

You have the right to access, correct, or request deletion of your personal data, opt out of promotional communications, or withdraw consent. Requests can be made by contacting us at [email protected].

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

8. Cookies & Tracking

We use cookies and similar technologies to analyze traffic, improve functionality, and personalize user experience. You may manage cookie settings through your browser.

9. Policy Updates

This Privacy Policy may be updated periodically. Continued use of our services after changes are posted constitutes acceptance of the revised policy.