Please read these Terms & Conditions carefully before using our website, submitting any form, booking consultations, or purchasing any service. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing this website or using our services, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement. If you do not agree with these Terms, you must discontinue use immediately.

2. Services Overview

Choice Funding provides funding-related education and informational services, which may include:

• Business funding education and general informational resources
• Funding assessments and application guidance
• Consultations and strategy discussions
• Email and SMS communications related to funding opportunities

We reserve the right to modify, suspend, or discontinue any service at any time without notice.

3. Payments, Digital Services & Access

All payments are processed securely through third-party payment providers. Due to the digital and service-based nature of our offerings, all sales are final and non-refundable unless otherwise stated in writing.

Access to paid services is non-transferable and intended for individual use only. You are responsible for maintaining the confidentiality of your account information.

4. Appointments & Consultations

When booking a consultation or call with Choice Funding, you agree to provide accurate contact information and attend the session at the scheduled time.

Missed appointments, late arrivals, or last-minute cancellations may result in forfeiture of the session without refund.

5. User Conduct

You agree not to use this website or our services for unlawful purposes or in a manner that violates these Terms. Prohibited conduct includes, but is not limited to:

• Attempting unauthorized access to systems or data
• Misrepresentation or fraudulent activity
• Copying or redistributing proprietary content
• Harassment or misuse of communications

6. Intellectual Property

All content, designs, text, branding, and materials provided through Choice Funding are the exclusive property of OZ Marketing and are protected by intellectual property laws. Unauthorized use is strictly prohibited.

7. Limitation of Liability

Choice Funding and OZ Marketing shall not be liable for any direct or indirect losses arising from the use of our services, including business outcomes, funding results, or financial decisions.

8. Disclaimer

All services and information provided are for educational and informational purposes only. We do not guarantee funding approval, income, or business success. We do not provide legal, tax, or financial advice.

9. Privacy & Communications

By submitting any form or scheduling a consultation, you consent to receive emails, SMS messages, and phone communications related to your inquiry, services, and promotional updates. You may opt out at any time.

10. Termination

We reserve the right to suspend or terminate access to our services if these Terms are violated or misuse is detected.

11. Governing Law

These Terms & Conditions are governed by the laws of the United States, with jurisdiction in the Commonwealth of Virginia.

12. Updates to These Terms

We may revise these Terms at any time. Continued use of our website or services constitutes acceptance of the updated Terms.